Temperature, drought, wildfire, and sea-level trends are already moving asset values, insurance premiums, and operational costs — and most owners are reading raw data instead of rated risk.
TWOCLICKS turns five years of government climate data into a plain-language risk report for your specific location and assets. Risk rating. Forward signal. What to act on next.
Sourced from NASA · NOAA · NSIDC · NIFC · USGS — Interpreted by AI
Three risk findings from live US climate feeds. Each one is a finding, not a feature.
US temperatures have risen at a rate outpacing historical averages for six consecutive years, compressing insurance underwriting windows and elevating physical asset depreciation timelines.
Most exposed: Real estate owners, infrastructure operators, and agricultural lenders face the most direct valuation pressure.
More than a third of US land area is currently under drought conditions, driving water-cost volatility that is now a material line item for energy, agriculture, and manufacturing operations.
Most exposed: Industrial water users, crop finance portfolios, and utilities in the Western and Southern US carry elevated near-term exposure.
Year-to-date wildfire burn acreage continues its upward trajectory, pushing property insurance markets toward non-renewal in high-risk corridors and creating stranded-asset conditions at pace.
Most exposed: Property owners in the Western US, timber REITs, and any portfolio with California or Pacific Northwest concentration face direct value risk.
Bring your location, asset type, and the metrics that matter to your situation — and get a risk picture built around what you actually own, operate, or decide on. The climate data is the same. What changes is who is reading it.
No subscription required to start. One report per email address on the free tier.